SSNs are often used by financial institutions, businesses, and others as a unique identification number. Identity thieves often target SSNs. Guard yours carefully.
- Never carry your Social Security card or number with you. Instead, memorize your number. Keep the card at home in a secure place.
- Only give your SSN to someone who has a specific and legitimate need for it.*
Be careful who sees or asks for forms, applications, or other materials with your SSN on them.
- Never give your SSN out over the phone.
- Do not reply to email or websites that request your SSN.
- You do not need a SSN to open bank accounts.
- Don't say your number out loud in public. If you need to give it to a bank teller or someone for identity purposes, write it down, then shred the paper.
*Some examples when you might be legitimately asked to provide your number: for insurance, employer payroll, financial transactions over $10,000, or when applying for credit or loans.