Financial Aid

SVSU believes need should never keep you from receiving the highest quality of education. We welcome all students from different backgrounds, ethnicities and areas of interest. And, we have a commitment to support every Cardinal according to your family’s need.

SVSU financial aid experts are here to walk you through every step of the process. You can ask us any question, check in on any deadline or explore different payment options. We work for you, and we'll make this process as smooth as possible.

cfsc@svsu.edu | (989) 964-4900

97%

Placement for Graduates

$1M

The positive difference in lifetime earnings for a college graduate

8,056

Different employers hiring through SVSU Career Services

90%

of SVSU students received scholarship and/or financial assistance other than loans

25%

of SVSU students graduate with no debt at all

88%

of SVSU faculty hold the highest degree in their field

Four Years, Tuition Free For Qualifying Students

At SVSU, we see your value and we are dedicated to helping you achieve your goals. We believe that the cost of tuition should not prevent you from taking the next step in your academic journey and future career. That’s why we developed the SVSU Cardinal Commitment.

This extensive financial aid package provides four years of free tuition for eligible first-time in college students in Michigan who have a family adjusted gross income of $50,000 or less and meet eligibility criteria.

Is your family income more than $50,000? We offer many additional scholarships for which you may be eligible or contact us to see how we can help you.

See if you qualify for free tuition >>

Kinds of Financial Aid

SCHOLARSHIPS

RANGE: $1,500-Full Tuition. Awarded for academic excellence, transfer students, out of state students, merit and athletics. General academic scholarships - complete FAFSA. Private scholarships - complete online scholarship application. There are local and national scholarships too; talk to your guidance counselor for details.
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LOANS

RANGE: Up to $5,500 or $9,500 a year - both subsidized and unsubsidized. Subsidized - the federal government pays all interest until you are out of college. Unsubsidized - interest begins accruing immediately, but you do not need to make payments until after you have graduated. Complete the FAFSA to qualify.
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GRANTS

RANGE: Up to $12,095/yr. Grants are awarded for financial need and for ability with federal and institutional grants available. At SVSU, we offer the Saginaw Valley Opportunity Grant (SVOG), which promises up to $6,000 for residential students and $5,000 for non-residential students in need-based aid, as determined by the FAFSA, including any university academic scholarships. SVOG is available for all first-time incoming college students, renewable for four years.
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EMPLOYMENT

HOURLY RATE: Variable. Work study programs and student employment (for research, tutoring, teaching, etc.) help offset all your college costs. You must fill out a FAFSA to qualify for a work study program.
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Steps to Apply for Financial Aid

Apply to SVSU

Estimate your costs

Use the net price calculator to get an estimate of aid for which you are already eligible.

Apply for financial aid

Fill out your FAFSA.
SVSU Code: 002314

When you fill out the FAFSA, you are automatically considered for SVSU’s academic scholarships and grants. We also have nearly 1,000 private scholarships that require filling out SVSU’s common scholarship application. This application opens on December 1.

Stay Updated

Within a month of submission, look for your SVSU award letter. Then, keep checking my.svsu.edu throughout the spring. SVSU has financial aid experts that will meet one-on-one with you to find the best possible financial aid package for you. You can keep track of your award package from your SVSU student account.