Financial Aid

Admitted to SVSU? To ensure you receive the optimal financial aid package, complete your 2026-27 Free Application for Federal Student Aid (FAFSA).

SVSU believes need should never keep you from receiving the highest quality of education. We welcome all students from different backgrounds, ethnicities and areas of interest. And, we have a commitment to support every Cardinal according to your family’s need.

SVSU financial aid experts are here to walk you through every step of the process. You can ask us any question, check in on any deadline or explore different payment options. We work for you, and we'll make this process as smooth as possible.

cfsc@svsu.edu | (989) 964-4900

$1M

The positive difference in lifetime earnings for a college graduate

8,056

Different employers hiring through SVSU Career Services

90%

of SVSU students received scholarship and/or financial assistance other than loans

25%

of SVSU students graduate with no debt at all

88%

of SVSU faculty hold the highest degree in their field

66% of SVSU freshmen had their entire tuition paid for by scholarships and grants

At SVSU, we want everyone to obtain a first-class college education, regardless of income. Last year, two-thirds of SVSU freshmen had their entire tuition covered by scholarships and grants that never have to be repaid.

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Kinds of Financial Aid

SCHOLARSHIPS

RANGE: $1,500-Full Tuition. Awarded for academic excellence, transfer students, out of state students, merit and athletics. General academic scholarships - complete FAFSA. Private scholarships - complete online scholarship application. There are local and national scholarships too; talk to your guidance counselor for details.
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LOANS

RANGE: Up to $5,500 or $9,500 a year - both subsidized and unsubsidized. Subsidized - the federal government pays all interest until you are out of college. Unsubsidized - interest begins accruing immediately, but you do not need to make payments until after you have graduated. Complete the FAFSA to qualify.
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GRANTS

RANGE: Up to $12,095/yr. Grants are awarded for financial need and for ability with federal and institutional grants available. At SVSU, we offer the Saginaw Valley Opportunity Grant (SVOG), which promises up to $6,000 for residential students and $5,000 for non-residential students in need-based aid, as determined by the FAFSA, including any university academic scholarships. SVOG is available for all first-time incoming college students, renewable for four years.
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EMPLOYMENT

HOURLY RATE: Variable. Work study programs and student employment (for research, tutoring, teaching, etc.) help offset all your college costs. You must fill out a FAFSA to qualify for a work study program.
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