Saginaw Valley State University

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Finance



Finance

FIN 104 Consumer Finance (3) This course studies financial institutions and topics as related to the consumer. Topics include banking, insurance, investing, taxation, real estate, and budgeting. (This course is designed for majors outside of the College of Business and Management. Business and management majors will not receive General Education credit for the course.)

FIN 302 Investment Analysis (3) Basic concepts relating to security analysis, available investments and portfolio management. Risk and selection are explored in conjunction with market analysis and investment timing. Prerequisite: ECON 222 and Junior standing.

FIN 303 Financial Institutions (3) A sources and uses of funds approach is taken to study financial intermediaries such as savings and loan institutions, insurance companies, pension funds and credit unions. Other institutions such as the money and capital markets are treated extensively. The sources and uses of funds approach permits an analysis of the impact of this area of financial operations on the economy. Prerequisite: ECON 222 and Junior standing.

FIN 304 Financial Management (4) Basic theoretical framework for decision making in financial management within a corporate, social and political environment. Role of the financial manager in balancing risk and profitability. Financial planning to estimate sources and uses of funds. Fundamentals of capital budgeting and international finance. Case studies are used. Prerequisite: ACCT 214, ECON/MKT 235 and Junior standing.

FIN 305 Principles of Risk and Insurance (3) A study of risk and risk meeting methods with emphasis on insurance as a mechanism. Legal relationships, types of carriers, principle types of coverage and problems of risk managers. Prerequisite: Junior standing.

FIN 306 Commercial Banking (3) Problems of commercial banking discussed from the point of view of bank management; asset management, liability management, credit analysis, capital accounts, investment policies, as well as current topics including bank marketing, branch banking, bank holding companies etc. Prerequisite: ECON 222 and Junior standing.

FIN 307 Real Estate Finance (3) An analysis of the various types of real estate investments, the institutions involved in real estate finance and financial options utilized. Emphasis will be on current trade and techniques. Prerequisite: ECON 222 and Junior standing.

FIN 310 International Finance (3) A study of contemporary problems in international finance. An analysis of the international money and capital markets, working capital considerations, currency problems, capital budgeting problems as faced by multinational firms and international investments. Prerequisite: ECON 222, FIN 304 and Junior standing.

FIN 401 Investment Strategy (3) A study of the role of stocks and bonds in a dynamic economy with analysis of various theories and techniques available to achieve superior selection in management of securities. Prerequisite: FIN 302, FIN 304, ECON 222 and Junior standing or permission of instructor.

FIN 403 Advanced Financial Management (3) Case studies in financial management with emphasis placed on current problems and the strategies used by financial managers to solve them. Prerequisite: FIN 304 and Junior standing.

FIN 405 Financial Policy and Topics (4) This course is designed to serve as the capstone course in finance. Course topics include dividend policy, valuation of the firm, capital budgeting decisions and other topics of current interest in the financial sector. Prerequisite: FIN 304, LAW 308, and Junior standing or permission of the instructor.

FIN 493 Directed Readings in Finance (1-4) A student must submit a plan of study for approval by the faculty member and the dean before enrolling.

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